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Insite National Bank

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Food Drive

We are partnering with Wright County Community Action (WCCA) to collect food shelf donations. Please drop off personal hygiene and non-perishable food items at Waverly and Montrose through December 19th.

Thank you for your support & generosity!
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With only 3% down,
you're closer to home!

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MY Checking

pays one of the highest rates in Minnesota.

Open yours today.

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COMPREHENSIVE
Loan Services

We have money to lend! If you need money for your personal, family or business needs, let’s talk. We have experienced lenders and we make decisions locally.

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AWESOME
Checking Accounts

Earn GREAT rates and enjoy free and discounted services in MY Checking and Wright Time Club checking. These are among the BEST checking accounts in Minnesota! Talk with a banker today.

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CONVENIENT
Mobile Banking

On the go? We’ll go with you! Enjoy 24/7 access to your accounts and deposit checks using our free mobile banking app. Download our mobile app today.

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Welcome to Citizens State Bank of Waverly & Montrose

We're glad you are here! You work hard for your money. You deserve a bank that works hard for you.

What are your goals? Growing your money…simplifying your life…buying a home…starting or expanding a business…running your farm…saving money for your family? Whatever your needs, we will work with you to find solutions.

We’re a strong community bank with broad capabilities and lending expertise. We offer products and services like the ‘big banks’, with the added friendly, hometown service you deserve. We’ll do our best to deliver exceptional service with the goal of building a lasting relationship with you. At Citizens State Bank, relationships matter. We want to be your bank!

Bank with confidence. Our friendly bankers have decades of experience and are eager to assist you. Stop in soon!

How may we serve you?