COMPREHENSIVE
Loan Services
We have money to lend! If you need money for your personal, family or business
needs, let’s talk. We have experienced lenders and we make decisions locally.
Learn more - Personal
Learn more - Ag
Learn more - Business
Learn more - Mortgage
AWESOME
Checking Accounts
Earn GREAT rates and enjoy free and discounted services in MY Checking and
Wright Time Club checking. These are among the BEST checking accounts in Minnesota! Talk with a
banker today.
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CONVENIENT
Mobile Banking
On the go? We’ll go with you! Enjoy 24/7 access to your accounts and deposit
checks using our free mobile banking app. Download our mobile app today.
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Welcome to Citizens State Bank of Waverly & Montrose
We're glad you are here!
You work hard for your money. You deserve a bank that works hard for you.
What are your goals? Growing your money…simplifying your life…buying a home…starting or
expanding a business…running your farm…saving money for your family? Whatever your needs, we will work
with you to find solutions.
We’re a strong community bank with broad capabilities and lending expertise. We offer
products and services like the ‘big banks’, with the added friendly, hometown service you deserve. We’ll
do our best to deliver exceptional service with
the goal of building a lasting relationship with you. At Citizens State Bank, relationships matter. We
want to be your bank!
Bank with confidence. Our friendly bankers have decades of experience and are eager to
assist you. Stop in soon!
How may we serve you?