Mortgages & Home Equity Loans
We’re your local mortgage experts.
Our mortgage lenders have decades of experience. We will listen to your needs, explain the variety of mortgage options available and help you choose the mortgage that is best for you. We don’t stop there! We’ll communicate with you every step of the way, from application thru closing.
Pre-qualification lets you shop with confidence.
If you are purchasing a home or other property, start the application process with one of our mortgage lenders before you shop. We can help you understand how much you can afford, down payment requirements, estimated closing costs and more. When you are ready to make an offer, a pre-qualified buyer offers a competitive advantage to the seller.
Check out the variety of mortgage options available:
- Competitive Fixed and Variate Rates
- New Construction - Single, Multi-family & Commercial
- Lot & Land Loans
- VA & FHA
- First-Time Homebuyers
- Rural Development
- Vacation Homes
- In-house and Secondary Market
- Home Equity Loans and Lines of Credit
- Home Improvement Loans
- Commercial Real Estate of all types
It's easy to apply!
Complete our application and bring it with you when you meet with a banker, or you can mail or drop it off to get the process started. Please DO NOT EMAIL your completed application to us. We want to ensure your privacy and security.
Use our easy Mortgage Application Checklist to prepare the necessary documents for your mortgage application.
We’ve prepared a checklist to simplify the process for you. Refer to our checklist (or download and print it) so you can bring everything we need to start your mortgage application. If you have questions, call us!
Contact one of our experienced mortgage lenders today:
Work with local bankers you trust for your mortgage needs.
Citizens State Bank NMLS# 781878
Please contact us for assistance.